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Originally Posted by Springfield_Johny
If you've managed to find insurance thats suitable, thats fantastic and you've done a good job shopping around for your needs. Although insurance companies do tend to find out about pre-existing damage when a claim is lodged as the vehicles owners "neglected" to disclose the damage upon applying for the insurance - I hope yours doesn't fit this scenario.
The people who have stated their concerns with insurance are not talking out their ***
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damage was declared up front to both insurance companies, no point in giving them an excuse to not pay oout, might as well not get it in the first place.
with the 2nd insurance company it had to be inspected first, pics were taken, and the 'no hail damage coverage' clause added.
no shopping round needed, 1st insurance company was the one recommended by the car yard, 2nd was racq, which we swapped to after seeing an ad...