Insurance payout?

[Sorted]

Okay just for ***** and giggles:-

Here is RACV's Policy in view of a total loss and I quote:-

Comprehensive Cover

If your vehicle is a total loss and we agree to pay your claim we will pay the agreed value or market value depending on the current cover shown on your current certificate of insurance after deducting:-

the unused portions of Registration and Compulsory Third Party (CTP) insurance that your are entitled to

THUS YOU DO NOT GET THE BALANCE OF THE REGISTRATION AS IT IS DEDUCTED FROM THE SETTLEMENT FIGURE............

And if i could be bothered I could find more insurers with a clause like this or similar too but I only need one to proove my point...........

Now there are many car insurers in Australia and some may give you back the balance of the registration but some don't ............ :