indicator's in a car insurance.

LTDHO · 05-09-2011, 08:32 AM

To OP.
Yeah mate you are at fault and as you have to pay your excess, might as well have your car fixed.
Something to consider, as your excess is high, find out how much the damage is on the other vehicle, could be cheaper to pay them direct!

Quote:

Originally Posted by prydey

i think there needs to be more education on the correct protocol/procedure when you have an accident. i wonder how many people actually know the correct procedure.

Exactly, you learn it when you get your licence, then forget.
What I hate the most is thopse that leave the cars in the centre of the road. selfish morons, if you can move it, get it to the gutter, lete the 1000's of other cars pass.

Quote:

Originally Posted by prydey

its something i fail at too. i think a police report needs to be made within 24hrs?? just guessing here. obviously most people are aware that details need to be exchanged with the other party. if its not obstructing traffic, i don't think the police need to be called out, but again, i'm guessing.

Not at all, unless there is an injury where an ambulance is called, police do not need to be notified. They have more important concerns than a 'fender bender'.

Quote:

Originally Posted by prydey

if you file a report with the police, you then give that report to the insurance co. i think.

Sorry mate.
A police report is 2/5 useless, costs to buy from the police and takes over a month to obtain.

Don't waste your and their time, it would be better spent making sure all is OK, exchange details, clearing the road and speak to witnesses.