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Old 07-09-2011, 12:20 AM   #1
BlueyXR6
Regular Member
 
Join Date: Dec 2007
Location: Liverpool
Posts: 30
Default Insurance advice please

Hello all,

On the weekend my wife was doing some last minute fathers day shopping only to come out to the car and find that some half wit scum sucking ( add lots of sware words ) has swiped the side of our car and you guessed it no details left!!! The damage is quite considerable rear door rear quater and the wheel, it looks as if they have not judged the turn correctly and just kept scraping along until the were out. My wife checked the car next to her but there was no damage to it so it obviously wasn't from that car.

Now for the twist, my wife was on her way home tonite from our daughters singging concert and a car has changed lanes and ran into the same side of our car as mentioned above!!! Everyone is ok and the damage isn't really that bad compared to the car park incident. The driver of the other car has admitted liability and they exchanged details.

So my question is would it be wrong of me to claim this as the one incident? Do they do checks on both cars to see if damage matches up? Both sets of damage are the same height and seem to be consistent to the damage you would expect when someone changes lanes into you. I have never had to claim on insurance before so I'm not sure of the checks they do, if any and what questions may arise if they dispute what damage has been done.

I'm not a dodgey person but I figure she will have to pay the same excess weather it's a small dent and scratch or damage all down the side of the car. Any thoughts would be appreciated.
Cheers

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