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| The Pub For General Automotive Related Talk |
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12-04-2012, 11:21 PM
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#1 | ||
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FF.Com.Au Hardcore
Join Date: Jan 2012
Posts: 2,989
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Hey. Just wondering who else other then NRMA can I insure my car through? Note I am only 19.
I have a perfect condition 2009 ford falcon FG XR6 no damage at all. Who can you reccomend? |
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12-04-2012, 11:26 PM
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#2 | ||
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Mr Hoon
Join Date: Jan 2012
Location: Sydney
Posts: 450
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I've gone through AAMI, no problems, cheap enough for me and noticed it get's a bit cheaper the longer your with them.
But i guess it's going to be differant price for differant cars and ages? |
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12-04-2012, 11:28 PM
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#3 | ||
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Regular Member
Join Date: Mar 2007
Posts: 467
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Depends on your driving history. If i were you I would ring around to get the best price. Alot of competition out there at the moment so you have the potential to save a bit of cash. Call around and see how you go. It will take you a bit of time giving the same detail to the different crowds, but it will pay off in the end.
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12-04-2012, 11:51 PM
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#4 | ||
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FF.Com.Au Hardcore
Join Date: Jan 2012
Posts: 2,989
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Just done a quote with aami and it said my total premium due was $2,446.62..... crazy. Has to be paid within 7 days. If I continued .
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12-04-2012, 11:55 PM
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#5 | ||
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Regular Member
Join Date: Mar 2007
Posts: 467
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Keep ringing around young fella.
It going to be expensive, but hopefully you will get a more reasonable quote. Cant you insure it through your parents to save some dollars?? |
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13-04-2012, 12:01 AM
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#6 | |||
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FF.Com.Au Hardcore
Join Date: Jan 2012
Posts: 2,989
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Quote:
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13-04-2012, 12:04 AM
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#7 | ||
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Regular Member
Join Date: Mar 2007
Posts: 467
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Just say they are the primary driver and you only drive the car now and again. You would be on the policy but pay the lower premium as long as your parents have a good rating.
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13-04-2012, 12:06 AM
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#8 | ||
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FF.Com.Au Hardcore
Join Date: Jan 2012
Posts: 2,989
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Ah yep I'm with ya. Will call around tomorrow.
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13-04-2012, 12:13 AM
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#9 | ||
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FF.Com.Au Hardcore
Join Date: Jan 2012
Posts: 2,989
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maybe I should of stayed with NRMA as it was $110 a month an excess was $800
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13-04-2012, 12:18 AM
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#10 | |||
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Mr Hoon
Join Date: Jan 2012
Location: Sydney
Posts: 450
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Quote:
Sorry man! |
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13-04-2012, 12:22 AM
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#11 | ||
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Regular Member
Join Date: Jun 2011
Posts: 120
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Try Buzz.
Underwritten by NRMA, but heaps cheaper. My new XR6 was $1050 with AAMI but $530 with Buzz. |
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13-04-2012, 12:23 AM
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#12 | ||
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SKID IT
Join Date: Jan 2009
Location: south burnett
Posts: 835
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I'm 23 have a bad driving history. Hooning, fines etc. and my ba xr8 ute is insured for agreed value $25000 with racq, and it's just under $100 a month
A mate of mine has a 550rwhp typhoon with them similar history same age etc and agreed value of 35-40k can't quiet remember exact amount and it's just over $100 a month RACQ Wouldn't be with out them, would you?
__________________
Style, Create Your Own
BF XR6T Ute - 422rwhp tuned by FPT Toowoomba Where the boost junkies hang out -Forced Ford Forums |
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13-04-2012, 12:23 AM
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#13 | ||
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Regular Member
Join Date: Mar 2007
Posts: 467
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How old are you though??
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13-04-2012, 12:25 AM
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#14 | ||
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Ford Fiesta
Join Date: Sep 2009
Location: Melbourne
Posts: 235
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Try Just Car Insurance ... specialise in insurance for younger drivers.
__________________
2009 Ford Fiesta WS 1.6L Manual - 16" CSA Sword Machine Polished Wheels, Slotted DBA Rotors with TRW Brake Pads, K&N Air Filter, Tinted Windows ... and more to come |
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13-04-2012, 12:31 AM
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#15 | |||
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FF.Com.Au Hardcore
Join Date: Jan 2012
Posts: 2,989
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Quote:
Is that what I have to pay outright to them if I was to insure with them? |
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13-04-2012, 12:33 AM
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#16 | ||
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FF.Com.Au Hardcore
Join Date: Jul 2010
Location: NSW
Posts: 4,324
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I am with NRMA
It was cheaper for me then Just car. I was 20 at the time of getting my current car. |
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13-04-2012, 11:02 AM
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#17 | |||
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Former BTIKD
 
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Quote:
Jump on the net and get a few online quotes.
__________________
Dying at your job is natures way of saying that you're in the wrong line of work.
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13-04-2012, 11:03 AM
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#18 | |||
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Mr Hoon
Join Date: Jan 2012
Location: Sydney
Posts: 450
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Quote:
AAMI valued my car at $5500 although i only paid $3000 for it. |
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13-04-2012, 11:16 AM
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#19 | ||
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Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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You might find that RACQ is for Qld residents only.
__________________
Dying at your job is natures way of saying that you're in the wrong line of work.
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13-04-2012, 11:20 AM
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#20 | ||
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Regular Member
Join Date: Jul 2011
Posts: 79
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Get a quote from Coles Car Insurance.
__________________
2010 XR6 Silhoutte |
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13-04-2012, 12:01 PM
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#21 | |||
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Unintended Perfectionist
Join Date: Feb 2010
Location: Brissy North
Posts: 2,196
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Quote:
Do we get a 4 cent discount? 
__________________
BA-FG parts for sale. http://fordforums.com.au/showthread.php?t=11411117 http://s1092.photobucket.com/user/my...?sort=3&page=1 The XR re-erection in the works http://www.fordforums.com.au/showthread.php?t=11386452 |
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13-04-2012, 12:06 PM
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#22 | |||
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Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Quote:
__________________
Dying at your job is natures way of saying that you're in the wrong line of work.
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13-04-2012, 12:30 PM
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#23 | ||
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XR6T Member
Join Date: Mar 2011
Location: Melbourne
Posts: 105
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I went through the same thing mate. Here in vic i couldnt find anything for under $2,000 comprehensive insurance. Got quotes through 10 different insurance companies but it was still fairly costly. Goodluck!
__________________
VFII SSV REDLINE FG XR6T 50TH ANNIVERSARY SOLD |
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13-04-2012, 12:35 PM
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#24 | ||
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FF.Com.Au Hardcore
Join Date: Nov 2009
Posts: 1,421
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DON'T GO AAMI!!!!!!!!!!!
I made that mistake. To claim, you drop your car off at a repair assessment centre and then leave it, they send it out to their choice of repairer. Twice I have repaired my car. Twice they failed to pass on all the damage information to the repairer. Twice I have had to get the car re-repaired. Needless to say, bye AAMI! |
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13-04-2012, 01:13 PM
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#25 | ||
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FF.Com.Au Hardcore
Join Date: Dec 2006
Location: bayside melbourne
Posts: 1,241
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All insurance companies are the same, they all hate to pay out
 You need to read the PDS for all of them as some of the cheaper ones cover bugger all, only smashes nothing else at all 
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13-04-2012, 01:17 PM
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#26 | ||
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The Experience...
Join Date: Sep 2010
Posts: 1,017
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+1 to stay away from AAMI. I red somewhere that apparently they tender out the work to the cheapest vendor.
This is not a good thing...
__________________
Her Daily: BF XR6T ZF
His Daily: FGX XR8 ZF  Their Pride: T3 TE50 Manual |
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13-04-2012, 01:31 PM
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#27 | ||
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The one and only
Join Date: Dec 2004
Location: Carrum Downs, Victoria
Posts: 9,053
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Is the search button broken?
__________________
1992 DC LTDHO 360rwkw built by me Tuned by CVE Performance Going of the rails on a crazy train Other cars include Dynamic ED Sprint, Dynamic DL LTD, Sparkling Burgundy DL LTD, Yellow, Red & Blue XB sedan & Black XB Coupe
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13-04-2012, 09:05 PM
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#28 | |||
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FF.Com.Au Hardcore
Join Date: Nov 2006
Posts: 1,457
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Quote:
Sometimes young blokes need a bit of guidance mate, and it's not a question permanently in the pub. |
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13-04-2012, 09:14 PM
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#29 | ||
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Regular Member
Join Date: Feb 2008
Location: Melbourne
Posts: 333
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COLES insurance.. cheapest around by far.. $400 less per year than AAMI & valued my car at $2,000 MORE than AAMI aswell..
COLES/ WESTFARMERS ALL THE WAY BABY |
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13-04-2012, 09:17 PM
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#30 | ||
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Regular Member
Join Date: Nov 2011
Posts: 185
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I am insured with Allianz, they have been OK so far. I purchased an XR6 in November last year and it got extensively damaged during the Melbourne Christmas day hail storm. My car was fixed by early February.
A colleague at work had his SS Sportswagon damaged in the same hail storm. He is insured with RACV and is still waiting for his car to be repaired. |
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who to insure car through?
Linear Mode
